Deep Industry Knowledge
Decades in construction and restoration mean we understand how buildings are built — and what it truly takes to repair them.
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About Ripple
Meet John Nicketta
Licensed Public Adjuster and founder of Ripple Public Adjusting Corp — bringing 20+ years of hands-on construction and restoration experience, plus 9 years as a public adjuster, to every property claim.
~30
years in restoration & insurance
John's story
From the job site to your side of the claim
Licensed Public Adjuster and founder of Ripple Public Adjusting Corp.
John spent more than 20 years in construction and restoration before earning his public adjusting license. He started as a carpenter, worked as an electrician, and went on to co-found and run a construction company for 15 years. For the past nine years he has worked full time as a public adjuster — combining for roughly three decades across the restoration and insurance industry.
That hands-on background matters. Having built, repaired, and restored homes and buildings, John can accurately assess damage, understand what a proper repair really involves, and advocate with credibility when he sits down with your insurance company.
John is based in Gulf Shores, Alabama, and is a proud father of four daughters. He brings the same patience and care to every client he works with.
- Licensed Public Adjuster
- NPN 18863978
- Based in Gulf Shores, AL
- BackgroundCarpenter, electrician & construction company co-founder
- Experience20+ yrs construction & restoration · 9 yrs public adjusting
- LicensingLicensed Public Adjuster · NPN 18863978
- Service areaClients in multiple states — ask about yours
Our mission
To empower clients through the often daunting insurance claims process — advocating with integrity and expertise for fair compensation, simplifying each step, providing education and support, and restoring peace of mind. By combining a construction background with a deep understanding of insurance, we help our clients rebuild and recover.
Why choose Ripple
A steady, knowledgeable advocate
One person's support can ripple outward — to a family, a business, a community. Here's what guides our work.
Genuine Passion for Helping Others
This work is personal. We're here to help people get back on their feet after a difficult event.
Holistic Approach
We look at the whole picture — the claim, the repairs, and the people affected — not just a single line item.
Strong Relationships
A trusted network of contractors, restoration experts, and engineers to support accurate assessments when needed.
Tailored Services
Every property and policy is different. We adapt our approach to your situation and your goals.
Our core values
- IntegrityHonest, transparent guidance — always.
- CompassionWe remember there are people behind every claim.
- AdvocacyWe represent the policyholder, and only the policyholder.
- ExpertiseConstruction know-how plus insurance knowledge.
- Client-CenteredYour questions, your timeline, your recovery.
Licensing & service area
Based in Gulf Shores, serving clients in multiple states
John is a Licensed Public Adjuster, National Producer Number (NPN) 18863978. Because the states where he holds a license can change, we don't list them here — just reach out and we'll confirm whether we can help with a property in your state.
You can look up any adjuster's license through your state's Department of Insurance or through NIPR using the NPN.
Office
219 W 8th Ave Unit B
Gulf Shores, AL 36542
815-200-2754 · john@ripplepublicadjusting.com
Have questions about a claim?
John is happy to talk through what happened and what your options might be — at no cost and with no obligation.